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Tuesday, August 19, 2014

Complexification

Company: AT & T

Roar Rating: 3.7 roars.

Scale:  Fire-->5 roars-->4 roars-->3 roars-->2 roars-->1 roar-->1 purr-->2 purrs-->3 purrs-->4 purrs-->5 purrs 
(Fire is so awful you should run away gibbering. 5 roars is as bad as it gets, don't even bother with the product or service. 5 purrs is so good you should drop what you're doing and run and get whatever I'm talking about.)

Phone bills. The phone bill. We all get a phone bill. I remember when our bill came with a actual punch card - an IBM tabulator card, thank you Dr. Hollerith! - and no one questioned its tabulated amount. Who, in America, keeps a wary eye on their minutes of phone use or who they called last month? Why, our friend the phone company does, of course! That's why they have the Big Interesting computers, which when they're not connecting your call, they are busily billing your call. 

In fact, we have a tacit understanding with our service providers and our utilitiy services. They meter our use of their services, and we are charged for what we use. We don't meter our services, becuase we can't. They have the technology and we pay for it, and all is fair and good and we get to chat with Aunt Polly and Cousin Derf, and faraway lands like Nebraska and Cleveland, whenever we want.

Now, I have been a big fan of phone companies, and have always had an immense respect for the problem they solved - instant communication over far distances at the will and the whim of the consumer. Wow! I mean, I didn't invent a device to transmute my voice magically (ok, electronically) over the miles to my friends and family, I didn't invest in its discovery, I didn't run copper wires hither and yon all over the planet, I didn't create the switches and computers,  the multiplexers and early masts and cables, the topology of the wires and the error correction methodology - the phone company did! Telephones are, simply, a miracle of technology, a magical network for use in our real-life, an amazing human acheivement, priced so all can partake. 

Then shit happened.

For as long as I can remember, which is indeed long, our monthly phone bills have been evolving, an increasingly complex moraine of funky fees, additional taxes, regulatory charges, and complex regional billing schemes. 

It's far too simple to charge you for the use of the services you consume, oh no. That would just be normal capitalism, and as we all are (or should be) learning, normal capitalism is not the best way for corporations to make money in this, our Brave New World. Not at all. Due to corporate empowerment by poorly or blatantly unfairly crafted government rules, laws and regulations, now the best way to make money has become a combination of legally bullying the consumer, plus crony-capitalisim, which is another way of saying, the government is in cahoots with the telecommuncation industry and allows all sorts of odd, non-intuitive charges to be assesed from us, the hapless consumers. 

And most insidious, most alarming, most evilly subtle - is the overbill. The seemingly erratic, some-customers-get-walloped-some-of-the-time, always illogical, overbill.

You may not even notice. Or you notice after months. Or it's a seemingly one-off charge for roaming when you didn't roam, or didn't know you were roaming. Or it's such a small amout you can't be bothered to call in and wait on hold for 2 hours for customer service. Or you already called and you thought they applied the credit but they didn't. Or you see you've been paying for a feature you never ordered - for the past 2 years - and you can't get a back-credit. Plus after the feature is removed, it comes back.

This list goes on and on. Services are only offered bundled, with a myriad of choices, and the bundles almost always give you some feature you don't want. Even though it would be possible, even simple, for each individual to order exactly what service they want, that combination of what you actually want  is usually simply not available.

Telephone service has metastized from being a service you pay for when you need it to a cryptic maze of choices and services, fees and regulations, a veritable feast on your pocketbook by the Company itself, which has left you no tools to defend said pocketbook due to their practice of complexifying and systematically making their billing and their services impossible to manage.

The column in this past weekend's NY Times which I posted yesterday left me annoyed and angry with AT & T, (and, stating the obvious here, with all the major service providers, which to various extents, have the same practices in place). I too have had huge billing errors which took hours to correct, and which I then found over the following month(s) had to be corrected over and over. I too have received the sweet, polite apologies: "I am so sorry, Ms. Roars. Of course that never should have happened. I, and the Phone Company, love you, and will make everything better right away. Because I am so very, very sorry". 

Ha.

In fact, there are even companies which make their business correcting consumer's phone bills.  In NYC, Tele-Transitions Organization has as their sole business the correcting of phone bill fees for their customers. And they've been in business over 25 years.

I don't think the question is if any phone company is really participating in what amounts to predatory consumer practices. We need to wise up and accept that they are doing it. In fact they are perfecting doing it. By evolving a complex combination of inconveniently bundled services, training a toothless but polite customer-service army, putting in place practices that insure it will take most customers many minutes or hours on average to correct errors,  billing or otherwise. And their success in this complexification depends on our trust, and our lack of time to figure out our bill or wait on hold for customer service.

And after all, it's the phone company! What are you going to do, not have a phone? Nonsense!! And nota bene, if you will - all major phone companies have similar billing practices, the same government fees, similar cryptic bundles of services.  (It bore repeating).

The problem, however, is not the phone company itself, not any of them. It's the powerful symbiotic relationship that has formed over the past decades between consumers, corporations, and regulators. It's SEC regulations being passed that empower, in this case, the communications companies, coupled with the design of increasingly poor customer service complete with handy, intimidating, technical goobeldy-gook:

Y: I got billed 1 million dollars for roaming and I turned roaming off. Please fix my bill.
P: There was a spinning triangular icon in the uppermost millimeter of your screen to indicate your phone was roaming. You must have seen it.  
Y: I didn't. And anyway, I turned off roaming on my phone. And I called you to tell you that I don't want any roaming allowed on my device.
P: We can't control how your phone roams. That's what the icon is for. You must pay. We are so sorry!!!
Y: Bye-bye, money!

Or:
Y: I didn't make 10,003 calls to Slovenia this month. Or ever.
P: Our billing computer says you did. You must pay.
Y: But I don't know any one in Slovenia, although I'm sure they are all very nice. 
P: Our technician tested your line for hyperintegrity and they found a 30% voltage drop during the time of your calls which indicates you in fact did call Slovenia. We are so sorry that you didn't realize you called Slovenia.
Y: Bye-bye, money!

If you don't want to keep saying bye, bye money, then here is your task. Our task. The problem itself. The very core of our consumer existence, you and me. This concerted, studied finanicial fleecing of the customer is happening. By phone companies and, if you reflect, you will realize this is also applicable to your - our - interactions with many, many large corporations nowadays. The corporations know it, they are engineering it. They are learning to become better and better at it, and are practicing on us. We are paying more and more for less and poorer services. The path to this has been subtle but effective. We have come to accept slow, poor customer service, a polite apology, paying a little more.  Errors that take more and more of our time to correct are let go. We no longer expect all the items on many of our billing statements to make sense to us. At bottom, most of us believe these errors are just that - errors. That this won't get too bad, that it's not really dangerous, that others will complain and fix it and if they don't, maybe that means it's ok.

For this situation to improve, we need to act. It is every individual's repsonsibilty to stand up to these corporations, to let them know where the line is. If you're unhappy with something, make sure you understand why. Are your reasons valid and clear? Then act. Complain. Write letters. Request and then demand  to understand your billing statements, and question every line. A new tax? Why? A new regulatiory fee? What for? Talk about it to your friends. Consider switching providers or even cancelling your services briefly if your problems remain unresolved. Tell customer service people when you think something is predatory, illogical, unfair or unclear about your bill - even if they can't respond to you they can hear you. They are people and they can hear you. 

Make a clatter. 

Please make a clatter. Let's get some sense and balance back into the marketplace before we forget what's fair, and how to use our voices at all.

Sunday, August 17, 2014

When Your Longest Call is the One to Correct the Bill - NYT

This is not a ReginaRoars post exactly, but a heads-up to an article in today's New York Times. Very interesting.


“Sorry,” Elton John sang years ago, “seems to be the hardest word.” The Haggler has always found this sentiment mystifying. “Sherbet.” Now there is a hard word. Everyone pronounces it “sherbert.” “Dilate” is a toughie. We all prefer “dialate” for some reason.
But “sorry”? Come now. Kid stuff! And it ought to be at the ready for any company that acknowledges overcharging its customers and wasting their time. In the case of the complainant in this week’s episode, we’re talking about 25 hours of wasted time over the last two years.
The Haggler would recommend opening with “sorry,” then sending a lot of “sherbet.” But that, apparently, is not AT&T’s style.
Q. I am a physician and owner of a small ophthalmology practice that I opened in November 2011. On a monthly basis, I have to call AT&T because it always bills my practice in excess of the $180 that is stipulated in my deal with the company. The amount I allegedly owe is different each month, and each month, after a lengthy tour through the company’s phone tree, and several conversations, someone corrects the bill.
Photo
CreditChristoph Hitz
Last month, I set my personal record for sitting on hold and arguing with AT&T:  3 hours, 17 minutes. Usually, the call takes 30 to 60 minutes a month. Even that is exasperating, and it is time that I could use treating patients.
Maybe the Haggler could help.
SHERVIN ALBORZIAN, M.D., LA JOLLA, CALIF.
A. In follow-up emails, Dr. Alborzian shared more details. It took months to get AT&T to send the bill to the right address; for much of 2013, it went to Palm Springs. And the bills could be for outrageous amounts, often more than $1,200.
Even when he convinced AT&T that these figures were wrong, his trouble wasn’t over. In April 2012, AT&T told him he did not, in fact, owe $1,600 for the month’s bill, he said. But inexplicably, the company shut down his practice’s phone service, and when you called his number a recording would say: “This business is no longer available. Please call the following phone numbers to find a similar business in the area.”
“I can laugh about it now,” he wrote in an email, “but that day I was in a different mood.”
The Haggler forwarded Dr. Alborzian’s complaint, and the particulars of these other annoyances, to AT&T’s spokesman, Mark Siegel. A couple of days later, this is what he wrote back: “We inadvertently assessed the customer an incorrect rate for long-distance service.  We’ve apologized to him, corrected the error, and issued a credit for the overpayment.”
Before we address the reference to an apology, let us stipulate that by the standards set by Conn’s — the Texas-based appliance store chain that has refused to return the Haggler’s calls for three months — this response is fantastically generous. It is Bill & Melinda Gates Foundation generous. It is the soul of munificence. It deserves a standing ovation.
By any other standard, this response is a stinker. And, according to Dr. Alborzian, it’s also inaccurate. He says that when an AT&T rep got in touch soon after the Haggler’s email to Mr. Siegel, there were no apologies.
Which is kind of amazing. The company acknowledges that it mistreated this customer and then fails to offer even “We’re really sorry about that”? It seems that the right thing to do is to compensate Dr. Alborzian for his time, in the form of credit. Even a modest amount, as a gesture of good will. But to simply skip the apology — that’s bad customer service.
Asked about this, Mr. Siegel of AT&T wrote, “It is basic for us that if we’ve made a mistake, as we did with Dr. Alborzian, that we apologize and try to set things right.” Of course, calling an apology “basic for us” doesn’t mean that one was offered in this instance. When the Haggler asked for clarification, or a recording of the rep’s conversation with Dr. Alborzian, Mr. Siegel re-sent his original statement, which clarified nothing.
There were other reasons that Dr. Alborzian found his conversation with AT&T lacking. After AT&T acknowledged that it had overcharged Dr. Alborzian each month for several months of this year, he asked the rep to look at bills for 2013. The rep would not, Dr. Alborzian said.
“I also asked for a promise that things would be better in the future,” Dr. Alborzian wrote last week, “but he would not give me such a promise.”
You may wonder why Dr. Alborzian doesn’t switch carriers. The reason is that he can’t. The building where he rents space is wired for AT&T alone. Not surprisingly, other doctors in the building have similar tales. One said that he, too, saw ups and downs in his bills and had been charged as much as $900 in a month, Dr. Alborzian said.
Another doctor wrote to the Haggler directly, requesting anonymity for reasons that will be self-evident:
“My problem is that AT&T has mixed up my Social Security number with that of my wife’s, which the company got from our personal cellphone account. So for me to change any features on my business account requires me to tell them that my Social Security number is hers. Which I don’t like doing, and is probably against some law. In an attempt to rectify this issue, I have visited an AT&T store on three separate occasions. Each time a supervisor there says I need to call the customer service number.  Each time I call the customer service number, I am referred back to the store.  
“I gave up and now I just use my wife’s Social Security number when I have to deal with them.”
The doctor closed with the international consumer distress signal: “Aargh!”

Saturday, August 16, 2014

Cable Clatter

Company: Optimum (cable services).

Roar Rating: 3.4 roars.

Scale:  Fire-->5 roars-->4 roars-->3 roars-->2 roars-->1 roar-->1 purr-->2 purrs-->3 purrs-->4 purrs-->5 purrs 
(Fire is so awful you should run away gibbering. 5 roars is as bad as it gets, don't even bother with the product or service. 5 purrs is so good you should drop what you're doing and run and get whatever I'm talking about.)


I've been musing about this blog - and thanks to everyone for the great feedback! - because I didn't want it to turn into, you know, a whine-fest.  Because I've noticed  (and this is my new motto) nothing works. By this I mean, in corporate America nowadays, well - nothing works!!! I could write this blog 10 times a day and have stories all day long.

There is a mega-trend in this country: major corporations are willfully creating policies that make it difficult (if not impossible) for consumers to be treated fairly. And each of these incremental policy changes, cheerfully described by ever-so-helpful phone reps, shifts a tiny amount of power away from us to the companies and 1%ers who are taking our money and our country away from us. And it's hard to complain. No one cares. No one is listening. "I'm just one person." And yet, if we remain quiet, shame on us. If we quietly allow our rights, our voices, our person-hoods to be usurped, then we get what we deserve.

When stuff goes wrong and you have a voice, which we still do in this country, you need to use it. Sometimes, when things reach a certain point, you need to roar to the high heavens.

So I'm continuing my roar. For solidarity, and to have a voice, and to let others know that no matter how much each of these customer service events seems unique, they are not. They are not bad luck. They are not just your experience. They are not a fluke.

These things happen because of corporate America's continuing, abject failure to have any respect for the public they serve, while simultaneously making sure they get Every. Last. Penny. From hapless consumers who have virtually no recourse.

What's that clatter I hear from the gallery? Optimum? Oh right. Cable service in NYC. Right you are.

Ok, so, I had an account with Optimum (www.optimum.com) which is a cable, internet and phone provider here in NYC. It happens. Anyhow, I tried to cancel my service - and tried is the operative word here.

First, after waiting 75 minutes to reach a rep, I learned that even though it was a snap to set up auto-pay on this account, guess what? You must submit a request, in writing, for auto-pay to be discontinued.  What's up with that? In 2014? Puhleeze. That is a purposeful attempt to make it difficult for the consumer to discontinue auto-pay, a payment form that is extremely convenient (and certain) for Optimum - but if you can't cancel it, then it becomes quite inconvenient for the same consumer when, for example, they are discontinuing services.

So I sent in my silly letter to plese stop auto-pay, and duly received Optimum's response a week later, which stated, "We received your request, and it will take us 14 days after the date of this letter to honor it, which we will do at our discretion." WHAT??? 14 days? At then only at their discretion? I, or more accurately, my bank account, remains at their fingertips. And I, the owner of said bank account, can do nothing. Not even calling the bank will stop an auto-pay debit.

I also arranged to return Optimum's equipment, for which I scheduled my day in order to be at home when the cable guy came to also disconnect the services. True to the service we have all come to accept, Optimum gave me a 3 hour window for the apponitment, which is always during the work day. So I waited from 2 to 5pm and of COURSE the guy didn't show until 5:30. He did take my box, he neglected to disconect my outside cable (I learned later), and he departed, all in about 5 minutes.

And so, with my service turned off, the box safely in Optimum's hands, and well over 14 days after recieving a letter stating that my auto-pay would be turned off - my bank account was debited for the full amount of my monthly bill. Which in turn triggered a $35 overdrawn fee on my bank account, which I was in the process of closing.

Another 75 minutes on the phone, and I spoke with a very nice man, who said  gosh, that NEVER should have happened, so sorry. Turns out the service was disconnnected but not my bill. So so sorry. But Optimum could not return my money except by mailed check, to be recieved in 4-6 weeks. WEEKS. I politely suggested that he simply undo the auto-pay debit, which he stated Optimum "could not do". They also have no ability to refund my $35 overdrawn fee, even though it was directly due to an error on their part, as they freely admitted.

Think about the overall effect of this. So far I have been forced to spend over 2 full hours on the phone and wait for over 3 hours in person, to discontinue service. Which, by the way, is an amount of time we have all come to regard as pretty normal for this sort of thing. I had done everything to discontinue auto-pay and verifed it with Optimum.  I was billed anyway, which incurred a bank fee, which Optimum will not refund.

And this experience is common! In fact, companies every day make errors in thier own favor, and it is very difficult for their customers to find and then reverse these errors. This takes time. This takes effort. You have to figure out the companies billing system. In many cases, I have friends who say the effort of fixing is not worth the amount they were overbilled - they eat an overbill, or an extra cycle of billing, because the effort to correct such errors is beyond annoying, it is a life-altering, day-destroying time suck.

And since there is a profit to be made, where is the motivation for any of the large corporations we all must deal with to fix their billing and/or customer service? It not only does not exist, in fact it is in their favor - they make money - by not correcting these errors. In fact, the more cryptic and difficult they make obtaining valid refunds, or fixing errors, or understanding their billing, or in fact any customer service - they profit!! And so they train their reps to be polite and  "so sorry." And they systematically take advantage of our silence.